On SBI Gold Loan Interest Giving a discount of 0.75%, getting a loan at the rate of 7.5%
You can apply for a gold loan at Yono and a bank branch
State Bank of India (SBI), the country's largest bank, has announced a discount on gold loans. It will give a discount of 0.75%. Similarly, gold loans will now be available at 7.5%. It was earlier available at 8.25 per cent. The scheme will run till September 30.
The bank informed
The bank has given information about this. According to the bank, gold borrowers can take loans by pledging gold. In it you can take a loan against the gold coins that have been bought by the bank. It will require less paperwork. According to the bank, in the current situation, gold loans are very secure and fast loans. It provides instant loans in times of crisis.
Can apply on digital platform Yono
According to Cho Bank, customers can apply for it on the digital platform Yono. You can apply for it from home. Have to do less paper work. Processing time will also be less. No need to wait at the branch.
What to do for her
- You need to login to Yono account for it Have to do.
- Go to the home page and click the side menu Have to do.
Then click on Loan, Gold again
Click on Loan.
Click on Apply Now.
Giving complete information about gold then complete information about your jewelry.For example, what is gold, how many carats and how much does it weigh. It must be accompanied by other details such as home address and professional information. You will also need to provide information about your monthly income. Then the application has to be submitted.
- Now you have to go to the bank branch to pledge gold. You also have to take 2 photos and KYC documents for it.
Then you have to sign the document in the bank. Then you will get a loan.
Who will get the loan?
Those who are over 18 years of age will get a gold loan. Who has a regular income. Apart from that, pensioners can also get loans. No income proof is required for this.
How much loan will get
At least you can get a loan of up to Rs 20,000. You can take a loan up to a maximum of Rs 50 lakh. SBI is currently offering gold loans at an interest rate of 7.5 per cent.
What will be the time limit
The loan time limit will be 36 months. If
That is, you can prepay before but
For that you need Bullet Repayment Gold Loan
The product has to be selected. You yono for her And can apply at a bank branch.
The bank also waived the charge for early loan repayment Has given.
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